Each month I update the Pocket Change Portfolio (PCP). The table below reconciles the PCP from beginning of period to end of period for June 2009, Year-To-Date (2009) and Life-To-Date. The Portfolio Returns line provides the calculated return for the three displayed periods.| Description | June-2009 | Year-To-Date | Life-To-Date |
| Beg. Portfolio Value | 6,298.87 | 3,395.62 | - |
| Online Cash Receipts | 876.09 | 3,786.05 | 7,334.39 |
| Online Expenses | - | (30.00) | (116.60) |
| Gross Profit | 876.09 | 3,756.05 | 7,217.79 |
| Dividends | 47.16 | 88.32 | 113.48 |
| Interest Income | 0.37 | 5.98 | 12.13 |
| Subtotal | 923.62 | 3,850.35 | 7,343.40 |
| Gain/(Loss) | (52.51) | (75.99) | (173.42) |
| Ending Portfolio Value | 7,169.98 | 7,169.98 | 7,169.98 |
| Portfolio Returns | -0.07% | 1.94% | (1.70%) |
Online earnings in June continued to improve from the setback of moving my primary site to a new domain in February. I expect online earnings to slowly build for a period of time as Dividends Value establishes itself.
During the month of June, I purchased 18 shares of Johnson & Johnson (JNJ) stock. This will provide me $35.20 in annual earnings at the current dividend rate. Including the JNJ stock, my annual PCP dividend income is now $259.10 at the current dividend rates. I ended the month with $1,077.60 in cash, which will enable me to purchase my seventh PCP stock in July. It had been my goal to have sufficient earnings to purchase a stock at least once each quarter. However, given my recent experience, my new goal is to have sufficient earnings to purchase a stock eight times a year. Through June I have purchased four stocks.
My PCP holdings are always available by selecting the Holdings option from the menu in the header. The next PCP update will be mid-August.
(Photo: sanja gjenero)
